HDFC Bank Millennia benefits, explained.
Every hidden benefit on the HDFC Bank Millennia - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.
Extended warranty
This card does not offer extended warranty. HDFC Millennia does not offer extended warranty.
Purchase protection
This card does not include purchase protection.
Price & return protection
Price protection: not offered
Return protection: not offered
Travel
Medical emergency: not covered
Baggage loss: not covered
Lounge: 1 domestic/qtr, 0 international/yr
Rewards & fuel
1% cashback on all online spends
online shopping: 5% cashback (capped at ₹750/month)
Fuel surcharge waiver: up to ₹250/month
Exclusions
Important notes
Does the HDFC Bank Millennia have extended warranty?
No. The HDFC Bank Millennia does not offer extended warranty as a standard benefit. HDFC Millennia does not offer extended warranty.
Does the HDFC Bank Millennia cover theft or damage of things I buy?
No. The HDFC Bank Millennia does not include purchase protection as a standard benefit.
What is the annual fee of the HDFC Bank Millennia?
The annual fee is ₹1,000. Annual fee waived on ₹1L spends
Your HDFC Bank card may already double your warranties.
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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with HDFC Bank or the underwriter before relying on a specific cover. Keevora is not affiliated with HDFC Bank and this page is not financial advice.