Extended warranty · India

Is an extended warranty actually worth it?

The honest answer: sometimes. It comes down to the product's repair cost, how long you'll keep it, and whether your credit card already covers it for free. Here's how to decide before you pay.

Check my card's free coverage Track a warranty

Worth it when

Buy the plan

High-value electronics (laptops, large TVs, premium phones) where a single repair can cost 20–40% of the price.

Products with expensive, failure-prone parts - display panels, compressors, motherboards, camera modules.

Items you plan to keep well beyond the standard 1-year manufacturer warranty.

Gifts or business assets where downtime and repair hassle carry a real cost.

Skip it when

Save your money

Cheap or easily replaced items where the plan cost approaches the repair or replacement cost.

Products your credit card already extends for free - many premium Indian cards double the warranty.

Plans that exclude the exact failures common to that product (read the fine print).

Reliable products with a low failure rate that rarely break within the plan’s window.

Before you pay for a plan, check what you already have.

Many Indian credit cards add free extended warranty and purchase protection you never claim. Keevora matches your products to your cards' hidden coverage.

See card coverage

Common questions

Is an extended warranty worth it in India?

It depends on the product's repair cost and failure risk. For expensive electronics with costly parts it often pays for itself in a single claim; for cheap or reliable items it rarely does. Always check whether your credit card already extends the warranty for free before buying a paid plan.

Does my credit card give free extended warranty?

Many premium Indian credit cards (Visa Infinite, Mastercard World Elite tiers) add complimentary extended warranty - typically doubling the manufacturer warranty up to +12 months - on eligible purchases. It is buried in the benefit guide, so most people never claim it.

Extended warranty vs my credit card - what should I check first?

Check your credit card first - many premium cards add free extended warranty and purchase protection you can claim before paying for a separate plan. Keep your invoice either way.