AU Bank · Mid-Premium

AU Bank LIT benefits, explained.

Every hidden benefit on the AU Bank LIT - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.

Not offered

Extended warranty

This card does not offer extended warranty. AU LIT does not offer extended warranty.

Not offered

Purchase protection

This card does not include purchase protection.

Price & return protection

Price protection: not offered

Return protection: not offered

Travel

Medical emergency: not covered

Baggage loss: not covered

Lounge: 2 domestic/qtr, 0 international/yr

Rewards & fuel

1.5% cashback on all online spends

online shopping: 5% cashback (capped)

Fuel surcharge waiver: up to ₹250/month

Watch out

Exclusions

Fuel
Insurance
Government payments
Wallet loads
Good to know

Important notes

No annual fee (lifetime free)
No extended warranty
2 lounge visits per quarter - ₹50K spend required from Apr 2026
Common questions

Does the AU Bank LIT have extended warranty?

No. The AU Bank LIT does not offer extended warranty as a standard benefit. AU LIT does not offer extended warranty.

Does the AU Bank LIT cover theft or damage of things I buy?

No. The AU Bank LIT does not include purchase protection as a standard benefit.

What is the annual fee of the AU Bank LIT?

The annual fee is ₹0 (lifetime free).

Your AU Bank card may already double your warranties.

Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.

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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with AU Bank or the underwriter before relying on a specific cover. Keevora is not affiliated with AU Bank and this page is not financial advice.