Bank of Baroda · Mid-Premium

Bank of Baroda Premier benefits, explained.

Every hidden benefit on the Bank of Baroda Premier - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.

Not offered

Extended warranty

This card does not offer extended warranty. BOB Premier does not offer extended warranty.

Not offered

Purchase protection

This card does not include purchase protection.

Price & return protection

Price protection: not offered

Return protection: not offered

Travel

Medical emergency: not covered

Baggage loss: not covered

Lounge: 2 domestic/qtr, 0 international/yr

Rewards & fuel

1% cashback on all spends

online shopping: 5% cashback on online spends

Fuel surcharge waiver: up to ₹250/month

Watch out

Exclusions

Fuel
Insurance
Government payments
Wallet loads
Good to know

Important notes

No extended warranty
Annual fee waived on ₹1L spends
Lounge: spend-based criteria apply in 2026
Common questions

Does the Bank of Baroda Premier have extended warranty?

No. The Bank of Baroda Premier does not offer extended warranty as a standard benefit. BOB Premier does not offer extended warranty.

Does the Bank of Baroda Premier cover theft or damage of things I buy?

No. The Bank of Baroda Premier does not include purchase protection as a standard benefit.

What is the annual fee of the Bank of Baroda Premier?

The annual fee is ₹999. Annual fee waived on ₹1L spends

Your Bank of Baroda card may already double your warranties.

Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.

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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with Bank of Baroda or the underwriter before relying on a specific cover. Keevora is not affiliated with Bank of Baroda and this page is not financial advice.