OneCard (IDFC First Bank) · Mid-Premium

OneCard Metal benefits, explained.

Every hidden benefit on the OneCard Metal - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.

Not offered

Extended warranty

This card does not offer extended warranty. OneCard does not offer extended warranty.

Not offered

Purchase protection

This card does not include purchase protection.

Price & return protection

Price protection: not offered

Return protection: not offered

Travel

Medical emergency: not covered

Baggage loss: not covered

Lounge: not offered

Rewards & fuel

5X reward points on all online spends

online shopping: 5X points

dining: 5X points

Fuel surcharge waiver: up to ₹250/month

Watch out

Exclusions

Fuel
Insurance
Government payments
Wallet loads
Good to know

Important notes

No annual fee (lifetime free)
No extended warranty
Metal card, app-first experience
Common questions

Does the OneCard Metal have extended warranty?

No. The OneCard Metal does not offer extended warranty as a standard benefit. OneCard does not offer extended warranty.

Does the OneCard Metal cover theft or damage of things I buy?

No. The OneCard Metal does not include purchase protection as a standard benefit.

What is the annual fee of the OneCard Metal?

The annual fee is ₹0 (lifetime free).

Your OneCard (IDFC First Bank) card may already double your warranties.

Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.

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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with OneCard (IDFC First Bank) or the underwriter before relying on a specific cover. Keevora is not affiliated with OneCard (IDFC First Bank) and this page is not financial advice.