PNB Rupaya Platinum benefits, explained.
Every hidden benefit on the PNB Rupaya Platinum - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.
Extended warranty
This card does not offer extended warranty. PNB Rupaya Platinum does not offer extended warranty.
Purchase protection
This card does not include purchase protection.
Price & return protection
Price protection: not offered
Return protection: not offered
Travel
Medical emergency: not covered
Baggage loss: not covered
Lounge: not offered
Rewards & fuel
1 reward point per ₹100 spent
Fuel surcharge waiver: up to ₹250/month
Exclusions
Important notes
Does the PNB Rupaya Platinum have extended warranty?
No. The PNB Rupaya Platinum does not offer extended warranty as a standard benefit. PNB Rupaya Platinum does not offer extended warranty.
Does the PNB Rupaya Platinum cover theft or damage of things I buy?
No. The PNB Rupaya Platinum does not include purchase protection as a standard benefit.
What is the annual fee of the PNB Rupaya Platinum?
The annual fee is ₹500.
Your Punjab National Bank card may already double your warranties.
Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.
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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with Punjab National Bank or the underwriter before relying on a specific cover. Keevora is not affiliated with Punjab National Bank and this page is not financial advice.