American Express Platinum Charge Card benefits, explained.
Every hidden benefit on the American Express Platinum Charge Card - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.
Extended warranty
This card does not offer extended warranty. Amex India does not offer extended warranty as a standard benefit. Focus is on travel and lifestyle.
Purchase protection
Items bought on the card are covered for 90 days up to ₹10,00,000 against theft, accidental damage, fire, flood.
How to claim: File within 45 days. Submit FIR, original receipt, card statement, and incident report.
Price & return protection
Price protection: not offered
Return protection: not offered
Travel
Medical emergency: up to ₹42,00,000
Baggage loss: up to ₹5,00,000
Lounge: Unlimited domestic/qtr, Unlimited international/yr
Rewards & fuel
1 MR per ₹50 spent
travel: 2 MR per ₹50
dining: 2 MR per ₹50
Fuel surcharge waiver: not offered
Exclusions
Important notes
Does the American Express Platinum Charge Card have extended warranty?
No. The American Express Platinum Charge Card does not offer extended warranty as a standard benefit. Amex India does not offer extended warranty as a standard benefit. Focus is on travel and lifestyle.
Does the American Express Platinum Charge Card cover theft or damage of things I buy?
Yes. Purchase protection covers eligible items for 90 days from purchase, up to ₹10,00,000, against theft, accidental damage, fire, flood.
What is the annual fee of the American Express Platinum Charge Card?
The annual fee is ₹66,000.
Your American Express card may already double your warranties.
Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.
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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with American Express or the underwriter before relying on a specific cover. Keevora is not affiliated with American Express and this page is not financial advice.