ICICI Bank Emeralde Private Metal benefits, explained.
Every hidden benefit on the ICICI Bank Emeralde Private Metal - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.
Extended warranty
This card does not offer extended warranty. ICICI Emeralde Private Metal does not offer extended warranty. Benefit is purchase protection only (90 days, ₹1,40,000).
Purchase protection
Items bought on the card are covered for 90 days up to ₹1,40,000 against theft, accidental damage, fire.
How to claim: File within 45 days. Submit FIR (if theft), receipt, card statement.
Price & return protection
Price protection: not offered
Return protection: not offered
Travel
Medical emergency: not covered
Baggage loss: up to ₹2,50,000
Lounge: Unlimited domestic/qtr, Unlimited international/yr
Rewards & fuel
5 RP per ₹150 spent
dining: 10 RP per ₹150
travel: 10 RP per ₹150
Fuel surcharge waiver: up to ₹2,500/month
Exclusions
Important notes
Does the ICICI Bank Emeralde Private Metal have extended warranty?
No. The ICICI Bank Emeralde Private Metal does not offer extended warranty as a standard benefit. ICICI Emeralde Private Metal does not offer extended warranty. Benefit is purchase protection only (90 days, ₹1,40,000).
Does the ICICI Bank Emeralde Private Metal cover theft or damage of things I buy?
Yes. Purchase protection covers eligible items for 90 days from purchase, up to ₹1,40,000, against theft, accidental damage, fire.
What is the annual fee of the ICICI Bank Emeralde Private Metal?
The annual fee is ₹12,499.
Your ICICI Bank card may already double your warranties.
Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.
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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with ICICI Bank or the underwriter before relying on a specific cover. Keevora is not affiliated with ICICI Bank and this page is not financial advice.