SBI Card ELITE benefits, explained.
Every hidden benefit on the SBI Card ELITE - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.
Extended warranty
This card does not offer extended warranty. SBI Card ELITE does not offer extended warranty. Benefits focus on travel, movies, and dining.
Purchase protection
This card does not include purchase protection.
Price & return protection
Price protection: not offered
Return protection: not offered
Travel
Medical emergency: up to ₹20,00,000
Baggage loss: up to ₹2,00,000
Lounge: 8 domestic/qtr, 4 international/yr
Rewards & fuel
2 RP per ₹100 spent
dining: 10 RP per ₹100
travel: 10 RP per ₹100
Fuel surcharge waiver: up to ₹1,000/month
Exclusions
Important notes
Does the SBI Card ELITE have extended warranty?
No. The SBI Card ELITE does not offer extended warranty as a standard benefit. SBI Card ELITE does not offer extended warranty. Benefits focus on travel, movies, and dining.
Does the SBI Card ELITE cover theft or damage of things I buy?
No. The SBI Card ELITE does not include purchase protection as a standard benefit.
What is the annual fee of the SBI Card ELITE?
The annual fee is ₹4,999. Annual fee waived on ₹10L spends
Your SBI Card card may already double your warranties.
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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with SBI Card or the underwriter before relying on a specific cover. Keevora is not affiliated with SBI Card and this page is not financial advice.