Axis Bank Reserve benefits, explained.
Every hidden benefit on the Axis Bank Reserve - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.
Extended warranty
This card does not offer extended warranty. Visa Infinite network benefit. Doubles the manufacturer warranty, up to +12 months. Eligible items need an original warranty of 12 months or more. Max 3 claims/year.
Purchase protection
Items bought on the card are covered for 90 days up to ₹10,00,000 against theft, accidental damage, fire, flood.
How to claim: File within 45 days. Submit FIR, receipt, card statement.
Price & return protection
Price protection: not offered
Return protection: not offered
Travel
Medical emergency: up to ₹1,00,00,000
Baggage loss: up to ₹5,00,000
Lounge: Unlimited domestic/qtr, Unlimited international/yr
Rewards & fuel
16 EDGE points per ₹200 spent
travel: 25 EDGE per ₹200
dining: 25 EDGE per ₹200
Fuel surcharge waiver: up to ₹5,000/month
Exclusions
Important notes
Does the Axis Bank Reserve have extended warranty?
No. The Axis Bank Reserve does not offer extended warranty as a standard benefit. Visa Infinite network benefit. Doubles the manufacturer warranty, up to +12 months. Eligible items need an original warranty of 12 months or more. Max 3 claims/year.
Does the Axis Bank Reserve cover theft or damage of things I buy?
Yes. Purchase protection covers eligible items for 90 days from purchase, up to ₹10,00,000, against theft, accidental damage, fire, flood.
What is the annual fee of the Axis Bank Reserve?
The annual fee is ₹50,000.
Your Axis Bank card may already double your warranties.
Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.
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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with Axis Bank or the underwriter before relying on a specific cover. Keevora is not affiliated with Axis Bank and this page is not financial advice.