ICICI Bank Sapphiro benefits, explained.
Every hidden benefit on the ICICI Bank Sapphiro - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.
Extended warranty
This card does not offer extended warranty. ICICI Sapphiro does not offer extended warranty. Protection focus is on purchase and card liability.
Purchase protection
Items bought on the card are covered for 90 days up to ₹2,00,000 against theft, accidental damage, fire.
How to claim: File within 45 days.
Price & return protection
Price protection: not offered
Return protection: not offered
Travel
Medical emergency: up to ₹20,00,000
Baggage loss: up to ₹1,50,000
Lounge: 8 domestic/qtr, 4 international/yr
Rewards & fuel
2 RP per ₹100 spent
dining: 4 RP per ₹100
travel: 4 RP per ₹100
Fuel surcharge waiver: up to ₹1,000/month
Exclusions
Important notes
Does the ICICI Bank Sapphiro have extended warranty?
No. The ICICI Bank Sapphiro does not offer extended warranty as a standard benefit. ICICI Sapphiro does not offer extended warranty. Protection focus is on purchase and card liability.
Does the ICICI Bank Sapphiro cover theft or damage of things I buy?
Yes. Purchase protection covers eligible items for 90 days from purchase, up to ₹2,00,000, against theft, accidental damage, fire.
What is the annual fee of the ICICI Bank Sapphiro?
The annual fee is ₹6,500. Annual fee waived on ₹6L spends
Your ICICI Bank card may already double your warranties.
Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.
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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with ICICI Bank or the underwriter before relying on a specific cover. Keevora is not affiliated with ICICI Bank and this page is not financial advice.