SBI Card · Premium

SBI Card PRIME benefits, explained.

Every hidden benefit on the SBI Card PRIME - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.

Not offered

Extended warranty

This card does not offer extended warranty. SBI Card PRIME does not offer extended warranty.

Not offered

Purchase protection

This card does not include purchase protection.

Price & return protection

Price protection: not offered

Return protection: not offered

Travel

Medical emergency: up to ₹10,00,000

Baggage loss: up to ₹1,00,000

Lounge: 4 domestic/qtr, 0 international/yr

Rewards & fuel

2 RP per ₹100 spent

dining: 5 RP per ₹100

groceries: 5 RP per ₹100

Fuel surcharge waiver: up to ₹500/month

Watch out

Exclusions

Fuel
Insurance
Government payments
Wallet loads
Good to know

Important notes

No extended warranty
Annual fee waived on ₹5L spends
Common questions

Does the SBI Card PRIME have extended warranty?

No. The SBI Card PRIME does not offer extended warranty as a standard benefit. SBI Card PRIME does not offer extended warranty.

Does the SBI Card PRIME cover theft or damage of things I buy?

No. The SBI Card PRIME does not include purchase protection as a standard benefit.

What is the annual fee of the SBI Card PRIME?

The annual fee is ₹2,999. Annual fee waived on ₹5L spends

Your SBI Card card may already double your warranties.

Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.

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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with SBI Card or the underwriter before relying on a specific cover. Keevora is not affiliated with SBI Card and this page is not financial advice.