IDFC FIRST Wealth benefits, explained.
Every hidden benefit on the IDFC FIRST Wealth - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.
Extended warranty
This card does not offer extended warranty. IDFC First Wealth does not offer extended warranty.
Purchase protection
This card does not include purchase protection.
Price & return protection
Price protection: not offered
Return protection: not offered
Travel
Medical emergency: up to ₹5,00,000
Baggage loss: up to ₹50,000
Lounge: 4 domestic/qtr, 0 international/yr
Rewards & fuel
3X reward points on all spends
Fuel surcharge waiver: up to ₹500/month
Exclusions
Important notes
Does the IDFC FIRST Wealth have extended warranty?
No. The IDFC FIRST Wealth does not offer extended warranty as a standard benefit. IDFC First Wealth does not offer extended warranty.
Does the IDFC FIRST Wealth cover theft or damage of things I buy?
No. The IDFC FIRST Wealth does not include purchase protection as a standard benefit.
What is the annual fee of the IDFC FIRST Wealth?
The annual fee is ₹0 (lifetime free).
Your IDFC First Bank card may already double your warranties.
Keevora matches every product you own against your cards' hidden benefits - so when something breaks, you know exactly which coverage applies and how to claim it.
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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with IDFC First Bank or the underwriter before relying on a specific cover. Keevora is not affiliated with IDFC First Bank and this page is not financial advice.