Kotak Bank White Reserve benefits, explained.
Every hidden benefit on the Kotak Bank White Reserve - extended warranty, purchase protection, travel cover, lounge access - with claim processes and documents, sourced from public T&Cs and benefit guides.
Extended warranty
This card does not offer extended warranty. Kotak White Reserve does not offer extended warranty. Benefits focus on lounge access and reward rates.
Purchase protection
This card does not include purchase protection.
Price & return protection
Price protection: not offered
Return protection: not offered
Travel
Medical emergency: up to ₹50,00,000
Baggage loss: up to ₹2,50,000
Lounge: Unlimited domestic/qtr, Unlimited international/yr
Rewards & fuel
4 RP per ₹100 spent
travel: 8 RP per ₹100
Fuel surcharge waiver: up to ₹2,500/month
Exclusions
Important notes
Does the Kotak Bank White Reserve have extended warranty?
No. The Kotak Bank White Reserve does not offer extended warranty as a standard benefit. Kotak White Reserve does not offer extended warranty. Benefits focus on lounge access and reward rates.
Does the Kotak Bank White Reserve cover theft or damage of things I buy?
No. The Kotak Bank White Reserve does not include purchase protection as a standard benefit.
What is the annual fee of the Kotak Bank White Reserve?
The annual fee is ₹12,500. Annual fee waived on ₹10L spends
Your Kotak Mahindra Bank card may already double your warranties.
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Benefit details are compiled from public terms & conditions and network benefit guides, last verified 2026-08-02T14:50:08.261+00:00. Benefits change - always confirm with Kotak Mahindra Bank or the underwriter before relying on a specific cover. Keevora is not affiliated with Kotak Mahindra Bank and this page is not financial advice.